Sipán — your entire financial life, in one calm, private place
Sipán gives you a complete picture of your net worth, grounded AI insights, and a plan toward your own FIRE (Financial Independence, Retire Early) number — all without sharing your data with anyone.
What Sipán does
- Net-worth tracking across every account and currency, updated continuously.
- A grounded AI advisor that reasons only from your real numbers, never fabricates.
- FIRE projections: set a target retirement age and see the exact savings path to get there.
- Goals & planning for any life goal, from a house down payment to education.
- Secure, read-only bank sync (Sipán Plus) with bank-level encryption.
- A decision journal to log financial decisions with context and learn from outcomes.
- A built-in Financial Academy covering investing, tax, and budgeting.
- Multi-currency tracking with live exchange rates.
- One-click data export, anytime, in CSV or JSON — your data is never held hostage.
Pricing
Sipán is free: net worth tracking, all accounts and goals, FIRE projections, every built-in financial calculator, the Financial Academy, and data export anytime. Sipán Plus ($15/mo, 7-day free trial) adds the grounded AI advisor and automatic bank sync.
Frequently asked questions
What is Sipán?
Sipán is a wealth-management app that gives you a complete picture of your net worth, grounded AI insights, and a plan toward your own FIRE (Financial Independence, Retire Early) number, without sharing your data with anyone.
Is Sipán free to use?
Yes. The free Sipán plan includes manual net worth tracking, accounts and goals, FIRE projections, all built-in financial calculators, the Financial Academy, and data export at any time. Sipán Plus ($15/mo, 7-day free trial) adds a grounded AI advisor and automatic bank sync.
Does Sipán sell or share my financial data?
No. Sipán is not a data broker: there is no advertising and your data is never sold. Every piece of data you enter is exportable and deletable at any time.
Can I export my data out of Sipán?
Yes, at any time, in CSV or JSON format. Your financial data belongs to you, not to Sipán.